-
Step 1
Know what type of coverage you need. Some independent contractors need family coverage, while others need an individual plan.
-
Step 2
Research insurance providers for your area; consider obtaining insurance through a small local company or a large national organization.
-
Step 3
Meet with an insurance professional. They offer an overview of plan and provider options.
-
Step 4
Look on the Internet. Some websites specialize in matching individuals and families with the right insurance plans (see Resources below).
-
Step 5
Consider your deductible. Calculate the amount you can afford to pay each year and in the event of an emergency.
-
Step 6
Make a list of your provider options. You should also list all the plans each provider offers.
-
Step 7
Contact the insurance provider for more information. Insurance providers have information readily available to send to individuals, businesses and families who inquire about plans.
-
Step 8
Decide on how to pay your premium. Some companies automatically withdraw the amount from your account, while others send an invoice each month.
