How to Get a HOME Program Home Improvement Grant
Perhaps you are thinking of making your home more energy efficient with new windows or insulation, upgrading your plumbing and electrical systems, or making the place more accessible for when your handicapped mother moves in with you. These kinds of home improvements can be expensive. That's why the U.S. Department of Housing and Urban Development (HUD) created the HOME program.
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Instructions
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Know who gives out the HOME program grant money. The program's funds are distributed through participating jurisdictions (PJs), which are state and local governments. Each of these PJs can pretty much set their own rules, as long as they comply with the federal guidelines, so it's very important to know with whom you are dealing and what their specific rules are.
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Decide what home improvements you want to make. Whether it's painting the exterior of your home or installing new roofing, most permanent home improvements can be financed with this grant. It's important to have some of idea of what you want to do before you start the application process, however.
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Find a contact person who can help you navigate the process. See Resources for a link that will take you to HUD's directory page.
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Work with your contact person to complete that application, comply with the rules and guidelines and submit your application.
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Wait for a response to see if you qualified to get a HOME program home improvement grant.
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Tips & Warnings
If you don't qualify for a full HOME grant, you may still be able to get assistance. Besides grants, the HOME program includes non-interest-bearing loans, deferred payment loans and regular loans.
Be aware of scammers. Work directly with government employees, Community Action Agencies or state Housing Development Authorities.
