How to Find Health Insurance for a Nanny

Many nannies require health insurance and many nanny employers want to provide health insurance, but often neither party knows where to begin their search to find health insurance for their nanny.If you follow these steps you will be able to find, price and secure health insurance plans for your nanny.

Instructions

Difficulty: Easy

How to Find Health Insurance for a Nanny

1. Determine if you are eligible to enroll in a small business association that provides a way for you to purchase group health insurance coverage for your nanny. Some larger insurance companies no longer provide group coverage for nannies but this will vary from state to state.
2. Call national health care insurance providers and request a quote on individual health care coverage. The premium may be higher than group coverage since you are purchasing an individual plan.
3. Contact a nanny health insurance agent. The International Nanny Association can provide you with a list of nanny insurance providers in your area.
4. Determine how much of the health care premium you will pay and how much your nanny will pay. Work this out in advance and put it into writing.
5. Enroll your nanny for coverage.

Tips & Warnings

• A healthy nanny makes for a healthy family!