How to Find the Value of Currently Owned Savings Bond

Among the safest of all investments is the U.S. Savings Bond, because it is backed by the full faith and credit of the United States government. The Savings Bond has been popular among families because it can be purchased in small denominations by any resident of the United States who has a Social Security Number, even minors. The United States treasury currently issues 2 types of U.S. Savings Bonds, Type EE and Type I. Type E Bonds may still be outstanding, but they are no longer being sold by the Treasury. Each type of bond has significant differences in the manner in which interest is calculated, but the Treasury has made it easy to find the value of a currently owned U.S. Savings Bond.

Instructions

Difficulty: Moderately Easy

Things You’ll Need:

• The Issue Date of the Bond
• The Series Type of the Bond
• The Face Value of the Bond
• A Computer with Internet Access

How to Find the Value of Currently Owned Savings Bond

1. Access the Internet from a computer. Visit the U.S. Treasury Direct website at http://www.treasurydirect.gov/tdhome.htm.
2. Locate the Highlights Section in the lower right hand side of the Treasury Direct homepage. Locate the Savings Bond Calculator icon in the Highlights Section. Single left-click on the Savings Bond Calculator icon.
3. Single left-click the arrow in the Series box. Move the cursor to highlight the Type of U.S. Savings Bond you wish to calculate. Single left-click on the highlighted type.
4. Single left-click the arrow in the Denomination box. Move the cursor to highlight the Face Value of the U.S. Savings Bond you wish to calculate. Single left-click on the highlighted Amount.
5. Enter in the Issue Date box the 2-digit month and 4-digit year the bond was issued. This information can be found in the upper right hand corner of the U.S. Savings Bond immediately beneath the Series Type.
6. Single left-click the Calculate button. The Calculator will provide you with the Issue Date, Next Accrual Date, Final Maturity Date, Issue Price, Interest Earned, Interest Rate, and Current Value.

Tips & Warnings

• To find what the value of a U.S. Savings Bond will be on a different date in the future, simply change the Value As Of Date and repeat Steps 3-6.
• Many banks act as agents for the U.S. Treasury Department and will be able to provide the current value of U.S. Savings Bonds if you provide them with the Series Type, Face Value, and Issue Date.