How to Contact Credit Reporting Bureaus Online

If you need to contact a credit reporting agency, such as Experian, TransUnion, or Equifax, you can do it online quickly and easily. Each of the contact links are at the bottom of this article. Remember, that under the Federal Credit Reporting Act a credit bureau can not update your records unless the information is inaccurate or an investigation is done and the creditor fails to respond. Creditors, not credit reporting bureaus, are responsible for correcting the information.

Instructions

Difficulty: Moderately Easy

Things You’ll Need:

• A computer with internet access

1. You can also get a free copy of your credit report annually from all three bureaus by going to the Free Annual Credit Report link at the bottom of this page. It is important to remember that after you've entered your contact information, advertisements will pop up. Click "NO" to anything requiring payment. Eventually, you will see your credit score FREE.
2. Equifax Online: http://www.equifax.com. To dispute an item on your credit report follow the link below for Equifax Dispute. For fraud reporting or prevention follow the link below for Equifax Fraud.
3. Experian Online: http://www.experian.com. To dispute an item on your credit report follow the link below for Experian Dispute. For fraud reporting or prevention follow the link below for Experian Fraud.
4. TransUnion Online: http://www.transunion.com. To dispute an item on your credit report follow the link below for TransUnion Dispute. For fraud reporting or prevention follow the link below for TransUnion Fraud.