How To

How to Contact Credit Bureaus by Mail

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By HS Schulte
eHow Community Member

Article Rating:

(8 Ratings)

Below are instructions for contacting the three major credit reporting bureaus, Experian, Equifax and TransUnion, by mail. This is the best method of contact, because it provides a paper trail of the communication. It is recommended that you contact them by certified mail about disputes. Credit reporting bureaus must follow specific steps for updating your credit report. These steps are outlined in the Fair Credit Reporting Act. For more information please see the link to my article, "How to Update or Correct Your Credit Score," at the bottom of this article.

Difficulty: Moderately Easy

Instructions

Things You'll Need:

Paper
Pen
or Computer and Printer
Envelope
Money for Postage

Step 1

TRANSUNION. DISPUTE: TransUnion Consumer Solutions, P.O. Box 2000
Chester, PA 19022-2000. FRAUD: TransUnion Fraud Victim Assistance Department, P.O. Box 6790, Fullerton, CA 92834
Step 2

EXPERIAN. Experian, P. O. Box 2002, Allen, TX 75013
Step 3

EQUIFAX. Equifax Credit Information
Services, Inc., P.O. Box 740241, Atlanta, GA 30374
Step 4

To request a free credit report from all agencies: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281