How to Obtain Traveler's Checks

Traveler's checks have all the advantages of cash, but none of the risks. So leave your wad of cash in the bank where it belongs and travel safely.

Difficulty:

Easy

Instructions

Things You'll Need

• Money Belts
• Bank Account
• Travelers' Checks

1. Go to your local bank or currency exchange office (for example, an American Express Travel office) with identification and your checkbook.

2. Ask to purchase traveler's checks.

3. Write a check for the amount you want in traveler's checks.

4. Request a mix of denominations: $20, $50 and $100.

5. Sign the checks on the top line as directed by the teller.

6. Take the teller's receipts and place them somewhere separate from the checks. If you lose your receipts and your checks, the checks cannot be replaced.

7. Put the checks in a safe place.

Tips & Warnings

• Keep in mind that $100 checks are often difficult to cash outside of large cities.

• Keep your checks neat, dry and clean.

• In some countries, checks receive unfavorable exchange rates in comparison to cash; in others, they receive better rates. Pay attention to exchange rates.