Difficulty: Moderately Easy
Things You’ll Need:
- Telephones
- Internet Access
- Credit Cards And Loans
- Travel Services
- Trip Cancellation Insurance
- Computers
Step1
Do some research. Look online, talk to friends and poll travel agents to find the insurance that best suits your travel needs. Read all parts of the policy carefully to make sure you are covered where it really matters.
Step2
Examine the types of flight, train or cruise cancellations covered by the policy. Often you can be covered if there is a strike, if you are hijacked or if your trip is delayed. Again, read the conditions of the coverage before you buy.
Step3
Look for policies with the broadest terms. Check the policy's definitions of terms such as "unforeseen," "close family member" and "traveling companion" to be sure they will cover your needs.
Step4
Check for expiration times and dates, after which the policy would not reimburse you. Policies generally expire after you have returned home, or at the end of the date specified on your travel itinerary.
Step5
Read exclusion clauses carefully. For instance, most policies do not cover preexisting health conditions.
Step6
Make sure that the policy covers you for the entire period of your trip.