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How to Get Guaranteed Payday Loans

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By eHow Contributing Writer
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When you find you need cash in an instant, one idea is to seek out a guaranteed payday loan. Be sure you can pay the loan back on your next payday or this option will immerse you into more debt than you ever dreamed. Learn how to find a guaranteed payday loan.

Difficulty: Moderately Easy
Instructions

Things You'll Need:

  • Bank account
  • Job
  • Social security number
  1. Step 1

    Search for payday loan companies that offer a guaranteed approval. There are many payday loan companies advertised in newspapers, yellow pages and online. Pay attention only to the ones that list "guaranteed approval" to save search time.

  2. Step 2

    Call the telephone number listed in the newspaper or yellow pages advertisement. If you are going with an online loan company, click the link available for their online application.

  3. Step 3

    Find out about the loan interest rates before you agree to the loan. You must know the details of your involvement.

  4. Step 4

    Know how quickly the money deposits into your account. If it takes too long, there is no reason to pay the high interest rate of a payday loan when you could wait for payday.

  5. Step 5

    Fill out the application but make sure the link for it begins with "https://" as opposed to "http://." The "s" is for secured. Furnish any necessary information requested in the application form. They will need proof of employment, your social security number and your bank account information.

Tips & Warnings
  • Only use a payday loan as the last resort because the interest rate is astronomical.
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