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How to File an Employee Benefits Lawsuit

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By eHow Contributing Writer
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Employee benefits help prepare you for when you can't work for various medical and personal reasons. For some, those benefits are the only thing they have to live on. When your employer prevents you from receiving your benefits for any reason, you can file a lawsuit to get your benefits. Follow these steps to take your employee benefits lawsuit from start to filing.

Difficulty: Challenging
Instructions

Things You'll Need:

  • Formal denial letters
  • Attorney
  • Claim paperwork
  • Expert testimony
  1. Step 1

    Find all the documentation on your employee benefits information. Call the insurance company to get a representative to explain why you're being denied your benefits. Also talk to your employer human resources department and ask for an explanation. Get both your employer and insurance company to write formal denial letters stating their reasons for denying your benefits.

  2. Step 2

    Hire an attorney who specializes in employee benefits lawsuits. Also contact the U.S. Equal Employment Opportunity Commission (EEOC) within 45 days of your benefits denial. Meet with an EEOC counselor to see if your benefits lawsuit has any merit before starting it.

  3. Step 3

    Meet with your attorney or EEOC representative to put together your case. Start interviewing other employees who've been through similar experiences and are willing to testify in court if necessary. Also get a medical expert to examine you if your employee benefits lawsuit is based on a medical condition.

  4. Step 4

    Schedule an appointment with you, your attorney and your employer to negotiate a settlement. Start the meeting by showing all legal evidence your attorney gathered to prove your claim. Present your legal claim stating your legal requests and ask if your employer will meet them. If not, have your attorney file the lawsuit paperwork.

  5. Step 5

    File your employee benefits lawsuit with the court and hire a process server to formally serve your employer and the insurance company. Prepare all legal documentation and gather enough witness or expert testimony to prove your claim.

Tips & Warnings
  • Choose a reasonable sum when you file for compensation of employee benefits. Focus on getting what you're owed, which can be $450 or more. If you reach too high, your financial reward will be less than you wanted.
  • Start an appeal with the EEOC if the court denies your employee benefits. You must start your appeal within 30 days of receiving the denial. If you want to go through an EEOC administrative judge, you must submit a written appeal within 40 days of the denial.
  • Don't wait too long to file your employee benefits lawsuit because every state has a time limit. According to the EEOC, you must file a lawsuit within 180 days of the benefits denial. Sometimes you have even less time depending on which state you live in. Some states, such as Delaware, allow only 90 days for you to file your employee benefits lawsuit.
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