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Step 1
Make sure you have been employed for at least 3 months and have three pay stubs. You need a bank account and a debit card. Additionally, you must be 18 years or older.
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Step 2
Fill out the form and sign the agreement. Expect to have the funds deposited into your bank account within 24 hours of approval. The cash will be accessible to you immediately.
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Step 3
Agree to pay back the loan on the fourth payday after you receive the funds. Another option is to have the payments spread out over the following four pay checks. These terms may vary according to each lending company.
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Step 4
Pay back the full loan amount plus the loan fee. The fee is approximately $29 for every $100 you borrow. If you borrow $300, you would pay back a total of $387. The fee may vary slightly depending on the store.
