There are many ways you can save money in your daily life, I will cover the most usual activities in your daily life which includes bank, credit card, cell phone, rental cars, and hotels. The number in bracket is the average saving annually.
Things You'll Need
- Time to read over T & S
- Good attitude and behaviour
With your Bank and/or Credit Card company, try to avoid late fee ($39), pay by phone ($15), stay in atm network ($156), avoid overdraft ($28).
Also, if you happen to did one of those things, try to call up your bank, be courteous and they will more than likely to waive you the charge as a one time courtesy. If they are not willing to do it, there are many other banks or credit card companies that will treat their customers better.
With your cellphone bill, try to avoid overage charges ($72), pay $5/month for 200 txt msg ($15), avoid termination fee ($156), switch land line to internet ($28).
Try to read through your bill, if you are getting a lot of overage charges, you may want to get higher plan that might include text messaging if you / your daughter use a lot of them. If your kids or husband also use cellphone, put them in a family plan. There are several websites that offering people to trade cell phone contract to avoid termination fee ex. celltradeusa.com.
With rental cars, try to rent off-site not at the airport ($39), pay your own gas ($15), refuse collision damage ($156), use discount travel site ($28).
Off-site car rentals usually charge less, also most collision damage are covered by your own auto insurance and most credit cards may also cover some of it, read the fine print in your credit card benefits, you may already have it whether you know it or not.
With hotels, if the hotel charge you a 'resort fee', try to remove it from the bill ($280), turn down valet parking ($154), tip maid yourself to avoid "maid gratuity" ($56), avoid mini-bar restocking fee ($140).
If you travel a lot, that can really save you a lot of money. If you don't use the facilities of the hotel, you can simply ask them to remove the resort fee for you. Most hotel managers will do it graciously especially if you are a regular there.