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How to Get a Free Credit Report

Member
By missforty
User-Submitted Article
(2 Ratings)

There are 3 nationwide credit reporting agencies and they are each required to provided the consumer with a free copy of their credit report every 12 months upon request.

Difficulty: Moderately Easy
Instructions
  1. Step 1

    According to the U.S. Federal Trade Commission website, you can order a free credit report on-line by logging on to www.annualcreditreport.com.

  2. Step 2

    Or call 1-877-322-8228.

  3. Step 3

    Or complete a mail-in form which is available on the government website www.ftc.gov under the Consumer Protection section.

Tips & Warnings
  • Be sure to only log onto the official government website and be sure to spell it correctly when entering the URL so that you are not misdirected to a fraudulent website where you may be required to purchase a product

Comments  

johndjsnjdff said

Flag This Comment

on 11/23/2009 Great article 5 stars for that information

I have been stuggling to find a good and cheap site for credit report.My friend told me that I can get my a free credit report and score + credit monitoring free trial.This site is really cool and I thought I would help everyone to share it here:

http://www.CreditReportfrees.Info

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