How to Buy a Prepaid Credit Card

Credit cards are a required tool to have nowadays. However, not everyone can qualify for a traditional credit card because they either don't have an established credit history, aren't old enough or because of prior problems with credit in the past. One way to bypass all of these reasons is to buy a prepaid credit card and here's how.

Difficulty: Easy

Instructions

Things You'll Need:

• Money
• Computer with Internet access

How to Buy a Prepaid Credit Card

1. Visit your favorite local department store and pick one up at the register. Many department stores (Walmart and K-Mart) sell prepaid credit cards. You can generally find them near the cash registers or where gift cards are sold.

2. Buy a prepaid credit card from a Kyosk. Vending machines found at shopping malls and gas stations also sell prepaid credit cards. To buy a prepaid credit card from a Kyosk, simply select the card of your choice, insert cash or swipe your existing credit card and your card will be vended for you.

3. Shop online for a prepaid credit card. There are dozens of websites online that sell prepaid credit cards. You can find a listing for the top prepaid credit card offers at http://www.creditcards.com. This site provides you with all the information that you need to select a prepaid credit card that's right for you.

Tips & Warnings

• Make sure you read the terms and conditions for the prepaid credit cards that you intend to buy.
• Some charge extra for using the card, such as transaction fees, reloading fees and annual fees.

Resources

• Find listings for prepaid credit cards.