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Step 1
Pay RaiseStart this minute to spend cash on everything. Except for payment of bills, start only using cash. This should stop mindless spending in its tracks. Dave Ramsey on his website www.daveramsey.com says you automatically about 20% more when you pay with cash rather than a credit card! Spending cash hurts!
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Step 2
Stop shopping as entertainment! I don't care how much you can save. If you need every penny, you don't need a bargain! The longer one can wait between trips to the grocery store, the more the family saves!
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Step 3
Pay RaiseEat out of your pantry and your fridge for a day or two. Use up what you have. Don't throw away food. This can save serious bucks!
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Step 4
Save $10.00,$20.00, $50.00 automatically. Have it taken out of your account before you spend it. You might feel the pinch the first time but we are all creatures of habit and pretty soon, you won't miss it.












Comments
Elizabethknows said
on 6/2/2008 great ideas thank you
Psalmist4M said
on 5/31/2008 Good common sense tips and reminders! Thanks,
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