How To

How to Postdate a Check

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By eHow Contributing Writer
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The most common reason for postdating a check is that your money is not avialable today, but it will be on the future date you are using on your check.

Difficulty: Easy
Instructions

Things You'll Need:

  • Active checking account
  • Check
  • Pen
  1. Step 1

    To begin, you must put a date on your check. Because you are postdating, you will not use today's date. If you know funds will not be available until next week, you will use the date the funds will be there. If today is January 5, and money won't be in your account until January 13, write in that date on the top right corner of your check in the date section.

  2. Step 2

    Now you must fill in the name of the business or person you are writing the check to. This goes on the first line on your check. This will say "Pay To The Order Of," or "Pay To." You now need to write in the number amount of your check. This will go in the box or line to the right of the "Pay To" line. Fill this in legibly so the bank will know the exact amount to pay.

  3. Step 3

    The next line down your check is for writing in the words that will say the amount of your check. So if you are writing this check for $10.00, then you will write in this space "Ten Dollars." If you like to keep track of what your checks are written for, now is the time to write in the purpose of this check in the lower left corner of your check on the line that says "For."

  4. Step 4

    The last step in postdating a check is to sign the check on the line in the bottom right corner with your regular signature. Once this is done, remember to write this down in your check register so you know a check is out.

Tips & Warnings
  • Just because you present a postdated check to a person or business does not mean that they will honor this postdate. If they present this to their bank and the bank accepts it, the check will hit your account on the date it is presented. Most companies will take a postdated check if you ask them.
  • Many cash advance companies specialize in postdated checks. Always take your finances seriously. If you write a postdated check and it is cashed before your money is available, you may be charged fees for "Insufficient Funds" from your bank, as well as a bad check charge from the company you wrote the check to.

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