Secured card require a deposit.
There is a difference between secured and unsecured. Secured credit cards require a deposit matching your credit limit.
Step2
Instant approval.
Unsecured credit cards require no deposit. You simply fill in an application online and get your response in 60 seconds.
Step3
HSBC
The best place to apply for a unsecured credit card is HSBC they have alot of credit card offers and mostly all are unsecured. go to www.hsbc.com to apply.