Things You'll Need:
- laptop or home computer
- financial software like Microsoft Money
- calculator
- printer
- need to know your expenses, debts, income
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Step 1
If you have a household computer or laptop you may access for free or can download a management software such as Microsoft Money to help design your free printable budget sheet.
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Step 2
Design your budget worksheets around 6 main categories:
1. Total Monthly Gross Income
2. Monthly Housing Expenses
3. Monthly Car Expenses
4. Monthly Debts
5. Monthly Miscellaneous Expenses
6. Total Net Monthly Income -
Step 3
Household expenses should include rent or mortgage, insurance, utilities, taxes, and any repairs.
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Step 4
Car expenses include loan payments, gasoline, insurance, and maintenance make up the next category on your budget sheet.
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Step 5
Debts include any creditors and monthly balance you choose to pay make up the next worksheet category.
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Step 6
Next list any Miscellaneous expenses are any other expenses such as:
-childcare/school
-clothing, groceries
-entertainment, cable, videos, newspaper, magazines
-medical, vet
-clubs, association dues
-investments, life insurance
-vacation, gifts for holidays
-haircuts, nails, etc. -
Step 7
Figure total monthly income at top of your printable household budget worksheets, then total your monthly
expenses for each category, and subtract to get your net income balance at the bottom.












Comments
EarthMother said
on 6/30/2009 How to Create Printable Household Budget Worksheets is a nice breakdown. Smile!
Rosepedal said
on 6/20/2009 What a helpful ideal and very detailed..Rate 5
digupstuff said
on 3/28/2009 Brilliant article! This should help us! 5*
sonni57 said
on 3/6/2009 Very detailed article and helpful too.
techitek said
on 2/19/2009 Good writing right there. I run a business and this is something I can definitely use. Thanks again. 5 stars and recommended.