Things You'll Need:
- laptop or home computer
- financial software like Microsoft Money
- calculator
- printer
- need to know your expenses, debts, income
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Step 1
If you have a household computer or laptop you may access for free or can download a management software such as Microsoft Money to help design your free printable budget sheet.
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Step 2
Design your budget worksheets around 6 main categories:
1. Total Monthly Gross Income
2. Monthly Housing Expenses
3. Monthly Car Expenses
4. Monthly Debts
5. Monthly Miscellaneous Expenses
6. Total Net Monthly Income -
Step 3
Household expenses should include rent or mortgage, insurance, utilities, taxes, and any repairs.
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Step 4
Car expenses include loan payments, gasoline, insurance, and maintenance make up the next category on your budget sheet.
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Step 5
Debts include any creditors and monthly balance you choose to pay make up the next worksheet category.
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Step 6
Next list any Miscellaneous expenses are any other expenses such as:
-childcare/school
-clothing, groceries
-entertainment, cable, videos, newspaper, magazines
-medical, vet
-clubs, association dues
-investments, life insurance
-vacation, gifts for holidays
-haircuts, nails, etc. -
Step 7
Figure total monthly income at top of your printable household budget worksheets, then total your monthly
expenses for each category, and subtract to get your net income balance at the bottom.













Comments
DiscountTickets said
on 10/12/2009 Very helpful information.
fvf871 said
on 8/28/2009 Good information. Thanks.
bfreethree said
on 7/25/2009 Excellent information and great tip about free Microsoft Money software. Thanks*
EarthMother said
on 6/30/2009 How to Create Printable Household Budget Worksheets is a nice breakdown. Smile!
Rosepedal said
on 6/20/2009 What a helpful ideal and very detailed..Rate 5