Things You'll Need:
- Yellow Pages
- Telephones
- Car Insurance
- Cars
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Step 1
Learn the minimum liability limits required by your state.
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Step 2
Determine your assets. Insurance is meant to protect what can be lost in a lawsuit.
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Step 3
Think about the ages of the drivers in your household. Youthful drivers have more accidents resulting in lawsuits.
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Step 4
Realize you share liability for your children until they reach a specific age.
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Step 5
Consider your profession. If you work in the public eye or if you work in a profession perceived to have high income, you're likely to face larger lawsuits.
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Step 6
Understand that numerous cars on the road are worth more than the $25,000 property damage limits afforded by a basic policy.
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Step 7
Realize that you may be liable for damage to more than one vehicle if you cause a chain reaction accident.










Comments
Anonymous said
on 11/22/2005 A great source whereby you can determine your state's minimum liability coverage is the Insurance Information Institute (iii.org) . Another source is Best-insurance-deals.net, which has an interactive map which lists limits, no-fault laws and other requirements for car insurance in your state.