How to Spot the Broken ATM Travel Scam

The Broken ATM Travel Scam is a scam that takes advantage of travelers who use ATM machines as their main source of money. The seemingly broken ATMs have been rigged and a scammer will wait for the traveler to approach one and insert his card.

Instructions

1. Notice if someone gets in line behind you when you go to an ATM.

2. Insert your card into the machine. If the machine has been rigged by the person behind you, the card will likely become stuck and ask you to enter your PIN number multiple times.

3. Use caution if the person behind you offers help. The scammer will ask you for your PIN number so that he can punch in the number on the ATM and see if the machine will return your card. If you a stranger insists that you give him your PIN number to help, provide an incorrect PIN number. If you find that your card gets stuck, enter an incorrect PIN number so that scammers who watch you will think the incorrect PIN number is the real one.

4. Resist becoming flustered and giving up after the machine rejects your PIN. The scammer expects that you will leave your card in the ATM after multiple attempts at retrieving it.

5. Try not to leave the premises. The scammer will remove your ATM card and now has your PIN number from trying to help you. If you must leave, use a cell phone to report the problem to your debit or credit card company before walking away from the ATM machine so that you will not be responsible for the scammer's withdrawals.

6. Double-check the ATM machine before you leave. Some scammers use thin strips of black film to rig the machines. Attempt to remove your card after closely looking for and spotting its small glued ends hanging out of the machine. Simply pull the ends until your card pops out of the ATM.

Tips & Warnings

• Always choose ATM machines in safe places. Avoid using ATMs on deserted streets and opt instead for ATMs in busy locations like hotels, shops or airports. Wait to see that other people have had no problem taking money out of the ATM and check the machine for obvious signs of tampering before attempting a withdrawal.

• Know your destination country's ATM operational hours. Scammers may try to rig ATM machines during non-business hours.

• Contact your credit or debit card company for a list of all reputable ATM locations to take with you during your travels.

• Don't approach an ATM by yourself.

• Don't use an ATM if you see thin, black strips hanging out of it.

• Always hide your finger's movements as you punch your PIN number so that others will not figure out your PIN number.