How to Deal with a Lost or Stolen Credit Card

By misswuwu

Deal with a Lost or Stolen Credit Card

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OH MAN I just got jacked! What do I do before someone goes on a spree with my money?!?

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Instructions

Difficulty: Moderately Easy

Things You’ll Need:

Working phone
Number to your credit card company
Pen
Paper

Step1

Contact your credit card company and report your card as stolen. Inform them about the situation and the day you found out it was missing.

Step2

Check your home owner's policy to see if you are insured for your credit card. If you are then that means you have liability for these situations. However, your liability is also affected by the time that you have reported it stolen beforehand.

Step3

Ask for your billing statements and review them carefully for charges that you have not made on the card. If there are some, report it to your card issuer.

Step4

Wait about one to two days and check your billing statement to see if any other unauthorized charges are made. If so, then call your card issuer and tell them that the problem is still there.