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Many would-be book writers feel their prospective book has to be completely finished before they can send it off to a publisher, and this is true to a certain extent. But if you are an experienced writer or have a literary agent working for you--the table of contents, an outline, and the first chapter or so is quite sufficient. Of course, self-publishing is always an option, but there will be no royalty checks or advancements other than through your own meager pockets. Publishers have their individual rules whether with books, articles, or short stories--but their entire goal is to buy something they think can sell. Self-publishing authors feel their book will sell because they wrote it, while publishers think a book will sell because of extreme marketing expertise experience. The choice is always yours.