Things You'll Need:
- stroller
- baby crib
- baby swing
- baby clothes
- sleepers
- blankets
- teething rings
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Step 1
Check your health insurance and write out what it will cover. Call into the financial office at the hospital where you will be having your baby and ask for the normal costs to the patient with your type of insurance. Plan for this bill to come in 15 to 30 days after you have the baby. If you will not be able to cover the whole amount, call the hospital right away and set up a payment plan.
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Step 2
Again, check with your health insurance about adding your baby. What is the procedure for your carrier? Find out as it is often not to automatically add your baby.
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Step 3
Find out how much each well baby visit is and whether or not shots are covered. Add these costs to your prjected monthly budgets. If shots are not covered by insurance, call your doctor and find out how they cover shots – often there are local places to get well baby immunization shots for free.
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Step 4
Make a list of clothes the baby needs with the costs. Asks family and friends of there are and second hand items that they will like to give away. Baby’s grow very fast, so vary the sizes of things and be specific with sizes you need when someone asks.
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Step 5
Make a list of furniture you will need for the baby with the costs. Search second hand shops and the newspaper for good, used furniture. Again, ask family and friends too.
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Step 6
Sign up for a free baby registry online and send the information to everyone you know. Many people will want to help you celebrate this time your life, let them know what you really want for your baby.
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Step 7
Baby food can get expensive, especially if you’ve opted for formula. Price out what the cost is now and adjust your grocery budget for it. With formula and diapers your should be prepared to add 25% on to your monthly grocery budget.
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Step 8
If there will only be one salary for the first year of your baby’s life, start living on just that one salary as soon as you know you are pregnant. Save the rest in an emergency fun for problems that arise, like needing car repair.
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Step 9
Start a college fund. Hand out information on how to add to the fund to all of the relatives. Ask that this be considered for gifts in the future.
