How to Stop Your Home From Being Foreclosed On (website assistance)

Saving your home from foreclosure is not always easy but if you follow the steps below it will increase your odds of saving your house.

Instructions

Difficulty: Easy

Things You’ll Need:

• internet and mortgage information

1. Do not ignore Lender! Ignoring you lender will only make your problems worse. You need to have contact with them to let them know you are willing to save you mortgage. Inform them of the hardship you are having so that they can make note of it on your account. They want to keep you as a customer as much as you want to keep your house.
2. Keep records of all the hardships you having. You must be able to prove your hardship so that lender can consider refinancing your mortgage. Keep records of your medical documents, pay decreases, or lay offs.
3. If your lender is willing to refinance your loan try to get zero fees. You don't want to have a new loan with added cost.
4. Get someone with knowledge in foreclosures to help you. You can either talk to someone locally or try visiting the following websites. The mission of these websites is to save your home and assist you in the process.
   
   NOW Alliance www.hopenow.com
   Neighbor Works www.nw.org
   Hud www.hud.gov/counseling
5. Finally, speak to the Lenders mitigation department for assistance. They are more willing to assist you than any other department. Make sure you have someone help you before you make the call, so that you can get the results you want.