How to Get AARP Supplemental Insurance

Contributor

By eHow Contributing Writer

Article Rating:

(16 Ratings)

AARP serves members more than 50 years old. Many of them are retired or disabled and have Medicare as their primary health insurance. Supplemental insurance, or Medigap, covers the areas that Medicare doesn't, such as dental and vision care or prescriptions. AARP has a program called Health Care Options that researched insurance for their members, making it easier to choose a supplemental insurance.

How to Apply to the AARP
Adults approaching retirement may consider joining the American Association of Retired People, or AARP. Th… More
How to Use an AARP Membership
You have approached the fabulous age of 50 and joined the ranks of card-carrying American Association of R… More
How to Pay Drug Bills With AARP Coverage
Prescription medications are one of the largest medical costs that many older people have to deal with on … More
How to Get AARP Auto Insurance
The American Association of Retired Persons (AARP) provides a wealth of information and benefits to person… More
How to Get AARP Homeowners Insurance
The American Association of Retired Persons offers a host of services and discounts to its membership. Any… More
How to Get AARP Health Insurance
AARP is a non-profit organization that provides information and advocacy services for members aged 50 year… More
How to Get AARP Group Health Insurance
The American Association of Retired Persons (AARP) offers group members the opportunity to enroll in a var… More
How to Get AARP Supplemental Insurance
AARP serves members more than 50 years old. Many of them are retired or disabled and have Medicare as thei… More
How to Get AARP Life Insurance
Many older individuals think that it's too late for them to obtain affordable life insurance with good cov… More
How to Get AARP Dental Insurance
Dental care becomes even more important as people grow older. In more mature age groups, the threat of gum… More

Difficulty: Easy

Instructions

Step 1

Consider possible types of insurance coverage that may be less expensive and still meet your needs. If you determine that a supplemental plan is your best choice, go on to select the right policy for your needs.
Step 2

Evaluate your out-of-pocket costs for health care each year. Estimate your potential costs for upcoming years, including those that may be covered by Medigap plans. Check the Medicare website to see a list of Medigap plans.
Step 3

Examine the twelve different Medigap plans to determine which one has the exact coverage you want.
Step 4

Compare the insurance companies selling Medigap plans in your state. Both your State Health Insurance Assistance Program (SHIP) and the AARP website have this information.
Step 5

Choose the best insurer for your needs. If you choose the AARP Health Care Options, you can find the plans available in your state, along with applicable rates and premiums on the AARP Health Care website, and sign up for one there.

Tips & Warnings

Programs like the Medicare Savings Program, the Extra Help Program, Medicaid and others may be less expensive alternatives to a Medigap plan for you, depending on your income. Get information from your nearest Social Security Office about these programs to help you decide your best choice.
The Medicare website lists Medigap plans A through L. By law, an insurer can only sell you one Medigap policy.

Resources

Who Can Help Sponsored

How to Lose 30+lbs Guaranteed. Try it Free.

Comments

nicklertehjik said

Flag This Comment

on 11/6/2009 Great tips 5 stars

Many people pay too much for health insurance.Last month I found a great site that offered me to save 30%.It really works guys.You should try it.

http://www.CheapInsurance.tk