Things You'll Need:
- Credit card application
- Personal information
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Step 1
Pick which type of account best serves your needs. Choose a personal account when you are shopping at Sam's for personal needs, a business account when you purchase for a small business, or a direct account when you own a large business and prefer to pay off the card balance monthly.
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Step 2
Review the rewards options for the credit card. Choose the option that suits your needs best. Go with a cash back program, frequent flyer miles, or a card without any rewards or annual fees.
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Step 3
Fill out a Sam's Club Credit card application online or at a Sam's Club warehouse. Have all of your personal information ready for ease of filling out the application.
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Step 4
Submit the application online or at a Sam's Club. Receive notification of your credit line request in person at the club or by email when applying for the card online. Look for your card to come in the mail when you have been approved for Sam's Club credit.
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Step 5
Use your rewards cards for purchases at Sam's Club and all other purchases that you would use a credit card for. Use your basic credit card at Sam's Club only.












