Credit & Debt Management

How to a improve your credit score during a financial hardship

By italeona

14 comments

There are many reasons we struggle through hardships. loss of a job, divorce, illness... Unfortunately when we suffer, our credit tends to do the same to keep us company. Here are some things you can do to soften the hit of your credit... more »

How to Achieve Prosperity During a Recession

By awritermom

1 comments

If you’ve been reading the newspaper, surfing the net, listening to radio or the television, then you know that everyone is talking about us being in a recession. In this article, I’ll teach you how to change your mindset to prosperity instead of ... more »

How to Apply for a credit card

By acole

6 comments

You can apply for a credit card very easily these days. The question is will you be approved. Here is how you can apply... more »

How to apply for a personal loan?

By lulu2dalu

3 comments

Everyone should have a emergency reserve ready for just about anything.. more »

How to Avoid Bankruptcy

By beanofdoom

1 comments

When the phone is ringing off the hook and creditors are banging down the door a lot of people think of bankruptcy as a quick fix. In all actuality bankruptcy is financially toxic and can end up costing you more in the long run. It can be years ... more »

How to Avoid Bankruptcy and Make It

By austingh

1 comments

Go ahead and keep taking all those credit card offers. You will make no money using a credit card. You need to avoid bankruptcy now because it will only make you jump over a cliff... more »

How to Avoid Credit Card Debt

By Jonathan West

0 comments

Many people find themselves in a financial hole they can't dig themselves out of by using their credit cards too liberally. Here are some tips on preventing credit card debts from increasing beyond your control... more »

How to Avoid Credit Cards and Use Debit Cards

By austingh

2 comments

You don't need to carry a credit card if you don't know. Always make sure that you can pay monthly credit card bills before going for them. Nevertheless, if you use debit cards, you will never have to pay monthly fees for using them. This is how ... more »

How to Avoid Credit Repair Scams

By Mr Potato Head

4 comments

With economic challenges plaguing the country, credit repair companies are getting aggressive in marketing their services. The only problem is that some of the techniques they use are questionable at best and illegal at worst... more »

How to Avoid Credit Repair Scams

By David Sarokin

6 comments

You've seen the ads: "Credit Problems? No Problem!" “We can erase your bad credit — 100% guaranteed.” “We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!” For a few hundred (which somehow ... more »

How to Avoid Debt Consolidation Scams

By PJWilliams

3 comments

In today's difficult economy, many are looking for help with debt consolidation whether it is credit card debt, general bill consolidation, or a need for credit repair. Businesses are competing to prove that their debt solution is best. But how ... more »

How to Avoid Foreclosure

By ChristinaEllis

1 comments

The recent foreclosure rate is staggering and reaches accross all social and economic boundaries and is far from over. Increasing numbers of property owners will be suffering soon as the middle class continues to liquidate their assets. Is it ... more »

How to Avoid Foreclosure

By Nakia2007

1 comments

The grim topic of foreclosure was boarderline taboo just a year ago, rarely mentioned above a whisper. But now the "F" word has taken on new meaning, uttered repeatedly on the nightly news and discussed at kitchen tables across the ... more »

How to Avoid Getting Sued Over Old Credit Card Debt

By mona979

0 comments

If you have old credit card debt that you never paid and it is a large amount then it is possible that at a later time you may get a summons to appear in court. It is possible to get sued when you have not paid a certain bill but you can take ... more »

How to Avoid Holiday Debt

By wstewart79

20 comments

Nothing is worse than having a wonderful holiday season, but then starting the New Year with debt from Christmas. Some of you haven't paid off the previous Christmas before you went into debt for this Christmas. Here are some tips to get you ... more »

How to Avoid Identity Theft

By MarlaineMarie

3 comments

Identity theft is the unapproved use of your personal information. It can cost you money, destroy your credit and ruin your good name! Here are ways to help avoid it!.. more »

How to Avoid the Credit Crunch

By Funkdafogs

3 comments

You will learn tips and be able to gather information on how to cope during these testing times... more »

How to Avoid the Wall Street Woes?

By Willi493

2 comments

There is a crisis in the economy. Congress has just rescued banks from billions of dollars of debt. Wall Street has tightened credit markets to main street and stopped writing loans. Gone are the zero down days of lending and replaced with 20% ... more »

How to Avoid Using Credit Cards

By oneloved

14 comments

Is your personal deficit spending running away with you, spiraling you into debt? Here's how to rein it in and get your finances under control... more »

How to Be Flush Each Month

By Eve York

1 comments

Most of us want to have money enough to last us through the month. We all can use some reminders and rules to live by to accomplish this... more »

How to Be in Charge of Debt -Solutions that Work

By awritermom

6 comments

Are you deeply in debt? Have you considered filing bankruptcy or joining a debt consolidation program? Well, before you hand over your hard-earned money and power, you should consider handling this situation yourself. In this article, I will ... more »

How to Beat Collection Bullies

By IanWebber

0 comments

Most collectors are bullies. The amazing truth is that they are trained to behave in this manner. A credit repair expert shares offers some amazing insights and a few weapons you can use to win a battle against a collection bully... more »

How to Beat Credit Card Companies At There Own Game

By chihova1

0 comments

Some banks are eliminating the standard 25 or 30-day grace period within which you may pay your bill within being charged interest. This is the normal grace period before interest kicks in. But this is slowly changing. For example, some banks are ... more »

How to Beat Credit Card Debt

By awritermom

2 comments

If you really want to beat your credit card debt, you most certainly can do it! You simply have to get mad at the credit card companies and follow a strict plan and in no time at all you will beat credit card debt and take control of your ... more »

How to Become Debt Free

By chasingthebull

3 comments

Consumer debt is at an all time high. Many people feel like they are drowning and that there is no hope. In this article you will learn a simple, yet highly effective, method of becoming debt free... more »

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