Step1
Running your dishwasher at night rather than during the day could cut your bill by 40 percent.
Taking advantage of such options as off-peak rates can save most consumers $100 a year.
Taking showers rather than baths is the simplest way to conserve water and energy: A 3-minute shower uses one fourth the water of a bath.
Step2
Turn off the water while you shave or brush your teeth. Don't leave the tap running when you don't need it.
Placing a plastic soda bottle full of water in the tank of an older toilet can cut the amount of water per flush without the trouble and expense of replacing the toilet.
Switching the temperature setting from hot to warm cuts a load's energy use in half.(washing clothes)
Step3
You can save as much as 10% a year on your heating bills by simply turning down your thermostat 10% to 15% for 8 hours.
Open the coverings on your south-facing windows during the day to allow sunlight to enter your home and close them at night to reduce the chilly air you may feel emanating from cold windows.
If you replace 25% of your lights in high-use areas with fluorescents, you can save about 50% on your lighting energy bill.
Step4
When it comes to hotel rooms, book directly with the hotel, over using a travel website.
The Radisson, for instance, guarantees you'll find the best room rates at its site -- or it will match the lower Internet price and knock off another 25%.
Before hopping into the car, check GasPriceWatch.com and GasBuddy.com They post prices for thousands of stations, so you can find the best deal in your neighborhood, or for wherever you're headed.
Step5
When you are spending the day with your kids at a park or an amusement center, avoid the added expense of buying food there; pack a lunch instead.
Savvy shoppers can get cash back on clothes and, well, just about anything at sites like Ebates.com and FatWallet.com.
Select an eatery at restaurant.com and buy a $25 dining certificate for $10; print it out and hand it to your server.
How to Save money at home / Ways to overcome recession
Running your dishwasher at night rather than during the day could cut your bill by 40 percent. 
Turn off the water while you shave or brush your teeth. Don't leave the tap running when you don't need it. 
You can save as much as 10% a year on your heating bills by simply turning down your thermostat 10% to 15% for 8 hours.
When it comes to hotel rooms, book directly with the hotel, over using a travel website.
When you are spending the day with your kids at a park or an amusement center, avoid the added expense of buying food there; pack a lunch instead. 
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Comments
arwen1964 said
on 6/4/2008 Some amusement parks, such as MetroZoo in South Florida, do not allow you to bring in food or drinks, even in the parking lot. Call ahead before you go so that you do not wind up with cranky children demanding their high priced food.
We used to substitute a trip to MetroZoo with a trip to Monkey Jungle, which did allow us to bring food and drinks. We saw less variety of animals, but it was a lot more fun.
arwen1964 said
on 6/4/2008 For step three, do the opposite in summer or if you live in a warm climat such as South Florida.
amylaine said
on 5/25/2008 Great info. Every penny saved is a penny earned.
AbbyNormal said
on 5/25/2008 Also, wash your clothes on COLD setting! Your clothes will last longer and the new soaps are made to get your clothes clean in cold water.
AbbyNormal said
on 5/25/2008 These are good tips! I didn't know that about the dishwasher! I usually do everything first thing in the morning when it isn't so HOT, so I don't heat up my house and make A/C run so much. I don't believe there is a recession. It is an election year. Things are always screwy then.