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Step 1
Talk to your agent about multi-policy discounts. Most companies want to write your home and auto coverage and will provide significant discounts for packaging them together.
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Step 2
Tickets and accidents can severely increase your insurance premium ... remember to be a safe and courteous driver.
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Step 3
Be aware of WHAT you are driving .... sporty and classic vehicles as well as large trucks can be higher to insure. Contact you agent for a quote before purchasing a new vehicle.
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Step 4
Raise your deductible and drop any unnecessary coverages. (As a general rule, any car worth less than $1,000 should not carry comprehensive and collision coverage.)
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Step 5
Check your credit. Many insurance companies are now using an insurance score to evaluate your premium. Your credit score can have a huge impact on your insurance score.
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Step 6
And finally, shop with an independent agent. They will have access to more carriers and can quote you many companies at the same time.
Comments
psgeek716 said
on 7/5/2008 Thank you for the helpful tips. I was able to find some useful ideas I wasn't aware of
georgiarealtor said
on 5/28/2008 Great article, I am thinking about changing my insurance company now.
AutumnLeavz said
on 5/26/2008 Thanks so much for sharing these tips! Excellent!