How to Avoid Bill Collectors

Avoiding bill (debt) collectors requires you to physically hide. Bill collector's primary source of information about debtors comes from consumer credit reporting bureaus.

Instructions

Difficulty: Easy

1. # Obtain and keep a post office box for all your mail, especially bills.
2. # Move to a new residence you've never lived at.
3. # Change your telephone service to a mobile phone service provider and only give your number to friends and family.
4. # Avoid giving your physical address to anyone except friends and family.
5. # Never give your physical address to a company or individual that will likely report it to a credit reporting bureau. Companies that are most likely to report your address (physical or mailing) to credit reporting bureaus are companies that give or offer credit (i.e., credit card companies or finance companies).
6. # Avoid telling companies that you physically moveded. Instead simply notify them you have a new mailing address and instruct them to use this for all billing and mail.
7. # Do not finance anything in your personal name, especially a residence.
8. # Do not own a residence in your personal name.
9. # Do not become late or delinquent on residentual utility bills (i.e., electric, cable, trash, water, etc.)
10. # Do not accept registered, certified, signiture confirmation, mail.

Tips & Warnings

• Residential utility service companies (electric, water, trash, cable tv, etc.) do not report customer information (i.e., physical and mailind address) to credit reporting bureaus unless you become late or delinquent on your bill.