How to Get Lower Interest Rates On Your Credit Cards

This will help you save money on credit card intrest!

Difficulty: Easy

Instructions

Things You'll Need:

• The Phone Number for all of your credit card companys

1. Gather all of your cards, and your last statement.

2. Know the current intrest rate that you are paying on the cards you have. Then call the customer service number on the back of the card.

3. Talk to an actuall person. Let them know that you have recieved an offer for a balance transfer that is a much better rate than what you are paying to them. Ask them for a better rate.

4. If they do not want to give you a better rate, ask to talk with thier supervisor, and tell them Step #3.

5. Repeat for every credit card you have.

Tips & Warnings

• The longer you have had the card the better chances you have of getting the best rate.
• If you have never missed payments or anything, let them know that as well. They would not want to turn away a good customer.

[dsarokin]

on 4/11/2008 That's helpful to know. Thanks a lot, BigA.