How to Get Legs Insured Like Mariah Carey

Mariah Carey has some of the best legs in the entertainment business, and now she has had them insured for a billion dollars to prove it. Unless you're rolling in dough, you probably can't afford this amount. However, it's possible to insure your legs. Here's some advice on how to do it like Mariah Carey.

Difficulty:

Easy

Instructions

1. Show off your legs. Mariah is known for wearing super-short shorts to show off the entire length of her legs. Compliments and praise from others should let you know if your legs are worth insuring.

2. Get an endorsement deal. Mariah was voted the first "Celebrity Legs of a Goddess." The platform created buzz about Mariah while promoting her album and on tour.

3. Talk with your lawyer or specialized broker. A policy like Mariah requires knowledge of the Surplus Lines Market. Since this insurance is considered high risk and only based on a specific body part, regular disability insurance wouldn't cover it.

4. Look overseas for a policy. Higher payouts are available overseas, and for a billion-dollar policy, Mariah had to go overseas. These policies also have better coverage since they tend to pay out once a body part looses functioning.

5. Place a value on your legs. The insurance company reviews how your legs are essential to your livelihood to place a price tag on them.

Tips & Warnings

• For celebrities like Mariah Carey, insuring a body part is used for publicity stunts. Regular disability insurance offers most workers adequate coverage for loss of livelihood.