eHow launches Android app: Get the best of eHow on the go.

How To

How to fix your credit

Member
By dasbootjoe
User-Submitted Article
(5 Ratings)

Will be able to fix your credit score

Difficulty: Challenging
Instructions
  1. Step 1

    Contact the major credit bureaus and get a copy of all three of your credit reports.

  2. Step 2

    The next thing you need to do once you receive your reports is check them for errors. Go through each report separately and look for any errors and good credit references that are left out of these reports.

  3. Step 3

    Write letters to each of the credit bureaus and outline the errors and left out references.

  4. Step 4

    If a creditor has left out any good references, write them a letter and ask them to correct your report.

  5. Step 5

    Once this is done, wait around a month and obtain your “new” credit reports.

  6. Step 6

    If your good credit references have not yet been updated, continue to bother the creditors until they update them.

  7. Step 7

    Obtain your credit reports once a month until they are corrected.

Tips & Warnings
  • Pay off your debt on time to stay out of trouble

Comments  

| View All 8 Comments
Flag This Comment

on 12/1/2009 Thanks for the ideas -- I do have repairs I would like to make.

Flag This Comment

on 12/1/2009 Thanks for the ideas -- I do have repairs I would like to make.

Flag This Comment

on 12/1/2009 Thanks for the advice. I quit using credit years ago but woulod like to restore it.

Miri said

Flag This Comment

on 1/9/2009 Great advice for anynone. Thanks

Flag This Comment

on 12/18/2008 very good tips

Subscribe

Post a Comment

Post a Comment

eHow Article: How to fix your credit

Related Ads

  • Have you done this? Click here to let us know.
I Did This
Get Free Personal Finance Newsletters

Copyright © 1999-2009 eHow, Inc. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy Policy.   en-US Portions of this page are modifications based on work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

eHow Personal Finance
eHow_eHow Business and Finance