Difficulty: Moderately Easy
Things You’ll Need:
- List of priorities & ideas
- Directory - my favorite "google it!" or "311" it lol
- Updated finances/ monetary income/Bank Statements
Step1
We all have priorities & ideas. List the priorities first, then the ideas from least priority to most important. Yes, you read correctly -from least, to the most important. "MIND OVER MATTER" principle here. The smaller the tasks seems the better it is to execute & eliminate from your list. We tend to become overwhelmed & most of the time, there really isn't a "real" reason. A list, will give you clear picture of what really is important & a real priority-what can & can not be done, or financially tangible or obtain sooner then later.
Step2
Once you have list, then you start brain-storming! My favorite gaget-the search box! "goggle it baby!". If you don't have a computer available then, '311' baby! lol. Truly & sincerely , there is always a State funded program or non-profit program, promotional sale, or a "do-it-yourself" deal, that can ease you through your personal drama, or dilemma. The real formula or secret here is that It's all strategy! For instance- Bills, should be dealt with on Tuesday( less stressful working day ) & set up a payment plan for the least amount possible. Food/grocieries: Mondays & Thursday great sales in major supermarkets. Or, become a member or Coscos or BJ's! Children Clothing & footwear: shop on Wednesday-the slow days & negotiate your own sales price! Or, catch the ONE DAY sales at Macy's! Your nearest Century 21 & Daffy's are always full with designer names at warehouse prices. One great tip -It's always good to go straight to the managers & address them by their first name...they love the attention! It's simple, Stroking the ego = bargains & both parties are happy! OK-so your kids necessitates & your bills are done ... now about indulging in self :O) A nite out on the town? For the best shows, clubs, theater, call your nearest hotel! Use their concierge service, it's always up to date. VIP yourself into the trendiest lounges & clubs via their web sites & always have a heads-up on the latest activities. In this beautiful world of the "www.com" you can become a VIP just about anywhere you please! So NEVER SAY NEVER! YOU CAN HAVE IT ALL! LOL
Step3
Now let's talk about money, shall we!??? To save, is not really that hard. Trust me! I budget myself & I do ALL THE ABOVE & it works great for me, & my son. Your local bank can always help you with the best financial plan for you & your family. But, it always helps to know about your own money. You can visit www.oepifany.com for great basic reader friendly money tips for single moms & Women in general. If I can do it, so can you! Since you already have your list & your directory of where to go & how to do, now you look at your budget. As I mentioned prior ... it's mind over matter. If you look at your money situation first, you become overwhelmed & only see how much money YOU DON'T HAVE, as oppose to the less expensive & least important priorities that you can certainly delete from your on-going list. So you see, now you can breathe! Yeah, I know, you think it's crazy as you are reading this. But trust me, it works! Now that you have learned how to accomplish much without doing much, then the bigger things become easier to handle & resolve.
survive being a single mom with a Beer can pocket & Champagne taste!
Enthusiast 
