Things You'll Need:
- Knowledge from this article, a few precautions and lots of commonsense.
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Step 1
Phishing is one of the most damaging online security threats in recent times. Basically it involves an attempt by a fraudster, to extract confidential information from the innocent victim. In most cases the fraudster constructs a clone site that looks very similar to the web page of a bank or other financial institution. The victim is urged to click a link on an email and access the victim's financial account. The web link is actually a clone web page that captures the confidential login information of the victim. Once this happens, the fraudster uses the information to log into the actual financial account of the victim. The funds in the account are then syphoned out by the fraudster. You should never click a link to access your bank account, credit card account or any other financial account. Open up a fresh browser window and type the entire name of the website, this is the safest way.
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Step 2
You could receive a fraudulent email telling you that you have won a million dollar (possibly more) lottery prize! Do not fall for this gimmick, the fraudster will tell you how close you are to become a millionaire. In most cases, you will be requested to pay a few thousand dollars for various fees and legal expenses. The truth is that there is actually no lottery and no prize money. Once you part with a few thousand dollars, the fraudster disappears and preys on his next victim.
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Step 3
Emails are often received form fraudsters claiming to have free access to millions of dollars. The message goes on to say that all that is required for you to get a hefty share of the money, is to act as an agent in moving the funds. All you need to do is to pay a few ten thousand dollars, your returns could be in the range of five million to 20 million dollars! This is another fraud that you should keep away from, you will never see a single dollar come your way. The fraudsters are based in countries where the legal system operates like a fish market, so no legal recourse will be available to you.
