How to Balance a 5/3 Bank Checking Account Online. Fifth Third (5/3) Bank offers free online banking for your checking account. The online site is secure, and balancing your checking account is easy with all the information at your fingertips. With an online checking account, you can pay bills, transfer money and print your monthly statements from your computer.
Open a free checking account at a Fifth Third Bank. When you open the checking account, request online banking access. You will receive verification and a pin number you must use to access the online system.
Enter the secured online banking site and enter your pin number. After you have access to the online banking, you can access all your accounts, including mortgages, home equity loans, credit cards, savings and checking accounts.
Select the checking account number that you want to balance. You will be taken to your checking account statement. The statement will have the balance and the available balance. The balance is the amount of money in the checking account at this moment, before any pending items have been subtracted. The available balance is the amount of money available to you with the pending items already subtracted, though not finalized yet.
Scroll through the bills you've paid and the checks that have been cashed. Fifth Third Bank keeps copies of check online, so you can see if your check has been cashed. You can also look at the back of the check to see who endorsed it. If you've written a check or paid a bill online and it hasn't cleared the bank yet, mentally add that amount to the balance you have in your checkbook. Don't subtract it, because it will be paid out of your checking account. The online information is current and should match your check book register to balance the checking account. If there is a discrepancy, go online later to see if the item in question has been resolved. If not, call or visit a local Fifth Third Bank.