How to Have Your Student Loan Forgiven/Dismissed
There are a few reasons you can get your student loan forgiven/dismissed. #1 is no high school Diploma or GED. Takes 90 days or a little longer for an answer.
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Instructions
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In order to get a student loan, you must have had a high school diploma or a GED. If you did not have one before you went to a tech or any other college, then there is good news for you! You can have your student loan dismissed/forgiven if they find you were falsely certified. You will then get ALL the money they have taken from you back.
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Fill out this form
http://www.ed.gov/offices/OSFAP/DCS/forms/form.discharge.false.certification.atb.pdf and send it to who has your student loan. I would attach a return receipt to it to make sure they did receive it. It will take about 90 days for them to get back with you. -
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If the school closed while you were going to school, you can fill out this form http://www.ed.gov/offices/OSFAP/DCS/forms/form.discharge.school.closure.pdf and send it to who has your student loan. I would attach a return receipt to it to make sure they did receive it. It will take about a month for them to get back with you.
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Here is the link with other reasons they will dismiss your student loan for including disability. If you are disabled and can't work, you can get your loan dismissed.
http://www.ed.gov/offices/OSFAP/DCS/forms.html
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Here are phone #'s for you to call:
If you do not know who owns your student loan, call the loan locator at 1-800-433-3243, they will be able to tell you who has your student loan.Dept. Of Education # is 1-800-621-3115 Person in charge of discharging loans due to false certification is Mr. Bandabaila at 1-415-486-5629
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I waited to hear from them and 120 days later, I got the letter telling me my loan was dropped and I had checks from the IRS to cash!
Good Luck to everyone who is trying to get their loans dismissed. I wish you all have the same luck as I have.
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Tips & Warnings
Send this with something as proof that you sent it as you are dealing with the government that want to collect their money and not give any back.
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Comments
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How can such a mess up occure?
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it is hard for me to understand about about loan i was in compensation for 20 years receiving $3.21 dollar a month i stil disable iam not getting no money anymore and the school that i used to go was busted for corruption do i have to paid eventhough i never saw my student loan money.
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Does this also applies to truck driving schools?
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I went to MTA truck driving school back in 1988, I did not have a ged or high school diploma, I'm wodering if this is a good reason to get my loan discharged or dismissed.
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Mar 13, 2011
Can I dispute my student loan? In 2004 I attended one semester at IADT (International Academy of Design and Technology). I am married to US citizen and I became a citizen myself in 2009. But back in 2004 when I attended the college I was still waiting for my green card. At the time of my enrollment I made many times clear to my recruiter that I only had SS and work authorization. He told me as long as I had valid SS I will be OK. So only at the end of the semester I was told that i don't qualify for a student loan because I don't have a Green Card. I was so upset specially after I warned them about my legal status multiple times. I really feel that I have been tricked into this school by a good sales man recruiter without fully checking my eligibility. Also I don't have GED since I attended school outside US but I was never asked to show any credentials. Do you know if I can dispute...
