How to Have Your Student Loan Forgiven/Dismissed

Member

By icyorchid
User-Submitted Article

Article Rating: (30 Ratings)

There are a few reasons you can get your student loan forgiven/dismissed. #1 is no high school Diploma or GED. Takes 90 days or a little longer for an answer.

Difficulty: Moderately Easy

Instructions

Things You'll Need:

Form for dismissal

Step 1

In order to get a student loan, you must have had a high school diploma or a GED. If you did not have one before you went to a tech or any other college, then there is good news for you! You can have your student loan dismissed/forgiven if they find you were falsely certified. You will then get ALL the money they have taken from you back.
Step 2

Fill out this form
http://www.ed.gov/offices/OSFAP/DCS/forms/form.discharge.false.certification.atb.pdf and send it to who has your student loan. I would attach a return receipt to it to make sure they did receive it. It will take about 90 days for them to get back with you.
Step 3

If the school closed while you were going to school, you can fill out this form http://www.ed.gov/offices/OSFAP/DCS/forms/form.discharge.school.closure.pdf and send it to who has your student loan. I would attach a return receipt to it to make sure they did receive it. It will take about a month for them to get back with you.
Step 4

Here is the link with other reasons they will dismiss your student loan for including disability. If you are disabled and can't work, you can get your loan dismissed.

http://www.ed.gov/offices/OSFAP/DCS/forms.html
Step 5

Here are phone #'s for you to call:
If you do not know who owns your student loan, call the loan locator at 1-800-433-3243, they will be able to tell you who has your student loan.

Dept. Of Education # is 1-800-621-3115 Person in charge of discharging loans due to false certification is Mr. Bandabaila at 1-415-486-5629
Step 6

I waited to hear from them and 120 days later, I got the letter telling me my loan was dropped and I had checks from the IRS to cash!

Good Luck to everyone who is trying to get their loans dismissed. I wish you all have the same luck as I have.

Comments

mepresco said

Flag This Comment

on 1/9/2009 other then what is mentioned above how could one do it?

on 10/12/2008 My husband, who was disabled and on SS Disability, always handled our finances. I thought my student loans had been paid off years ago. My husband died last year and I received notice of my defaulted loan . . . from 20 years ago. I never completed the program I had entered 20 years ago because a student worker in the college business office accidentally turned me in as a drop. When I complained, the business office said there was nothing they could do. They were very sorry. I was removed from the roles and not allowed to finish and graduate. Anywhere. My income has suffered as a result. Now, 20 years later, the interest on this loan is $6,000. I was never able to get the degree. Is there anything I can do?

krazigirl79 said

on 8/17/2008 Do you know of any way to get student loan payment assistance if you do have your diploma or GED?

funshine said

on 8/16/2008 it will be pretty sad if this loan does get dismissed or forgiven because i already told someone almost 10 years ago that i didnt have a ged of deploma when they enrolled me at Alta but that didnt seem to matter.All i do know is that i sure will be thankful if something can be done.and if so i thank you sincerly ahead of time.I didnt have a clue this would be that easy to fix.
Again thank you for your help