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Step 1
Establish a point of contact with your lender. Go to your contact for answers to questions about your mortgage and payments. Verify the accreditation of anyone who contacts you and claims to represent your lender's office. Call the office and speak to someone you know to confirm the rep's claims. This includes contact by email, phone, mail or personal visit.
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Step 2
Refuse third party consultation services that claim to prevent foreclosures or offer to serve as a middleman with the lender. These people often pick up a fee without delivering results.
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Step 3
Look out for scams that offer to take ownership of your home. You don't want to be obligated to continue making payments on a home you no longer own.
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Step 4
Send payments only to your lender. Call your lender to verify the legitimacy of someone claiming to be a go-between for payments.












