How to Save Money and Live Life.

My great grandma always told me "A penny saved is a penny earned." When I was young I really never under stood how smart she was. It's true if you spend less you can work less. There are many ways to do that. Below are a few ways that will help accomplish such goals and may have a positive affect on your daily life style.

Instructions

Difficulty: Easy

Things You’ll Need:

• An open mind.
• A desire to spend less.

1. DO NOT STOP TILL YOU SEE RED!! Shop the clearance racks first when shopping . This works well in, but not limited to the clothing, health and beauty aid, and home furnishing departments.
2. THINK AHEAD! When purchasing items think about what will be the cheapest long run, not just at this moment. For example if you use allot of batteries, buying rechargeable batteries might be a wise investment. Also when buying light bulbs it may be cheaper in the long run to by energy efficient light bulbs than the cheap ones you have to replace every month or so.
3. YOU PUT $40 LAST MONTH IN THE TRASH CAN! Okay, so you sometimes laugh at the lady in front of you that has a hand full of coupons. In reality she was probably laughing a you to. On average you could easily save 10% on a bill of $100 just by cutting out coupons from the Sunday paper.
4. I WORKED HOW LONG FOR THAT!! Changing your mind set in how you spend money is key. For example the $40 dollars that went in the trash because you did not clip coupons could of saved you 4 hours of work time if you make $10 an hour. So next time you make a extra purchase in the amount of time it took you to earn the money, not just how much it cost.

Tips & Warnings

• Change you mind set on your spending habits not your quality of life.