How to Buy a Mobile Home

Mobile homes make affordable accommodation for a vacation, and they're a convenient way to live on the road. Mobile homes are a big investment, though, so before you purchase one, do your homework and make the right decision.

Difficulty:

Moderate

Instructions

1. Check with your state's Department of Motor Vehicles to understand laws surrounding mobile homes. In many states, a mobile home is considered a vehicle, so you must have a certificate of title as proof of ownership just like you do for a car or truck.

2. Shop around for the mobile home that best fits your financial and lifestyle needs. Compare things like cost, layout, décor and energy efficiency.

3. Work only with certified dealers. They're likely to be knowledgeable about the mobile homes they sell and to have safe, quality products.

4. Find out the details of the mobile home's construction methods and materials. A professional dealer can provide this information.

5. Check that all appliance instruction booklets, warranty documents and home owner manuals are in the mobile home.

6. Ask the dealer for contact information of previous owners so you can learn more about the home's usage and history, including any problems former owners may have experienced.

7. Secure financing for your mobile home. Costs vary and there are options aside from dealer financing options. Shop around to find a financial arrangement that makes the most of your money.