How to get a Free Monthly Credit Scores

Getting a one-time credit score from credit bureaus can be a $20-$30 deal and here I am talking about a monthly credit scores that too free. You get to view a graphic display of your monthly FICO credit scores. So that you can track your FICO credit scores all this for free. The best part is that you can sign up to receive credit score alerts so that every time your credit score drops or increases 20 points you receive an email alert. Not a myth. Follow these steps

Difficulty: Easy

Instructions

Things You'll Need:

• Good Credit History
• Internet
• Email

1. Apply for Washington Mutual' s Platinum Master Card online

2. You will get an instant decision.

3. If approved wait for your credit card to arrive in mail

4. Sign up for an online access.

5. 

   When you login click on the link 'FICO Score' this should take you to the page where you will see a graphic display of your monthly FICO credit scores.

Resources

• WAMU online access

[hownowdude]

on 8/8/2009 Jason is right. No more monthly FICO unless you pay $7.95 a month. WAMU was great. Chase is, well, predatory. When it changed to Chase, they raised my rates for no reason and cut my limit. And they charge for everything. I was fortunate enough to be able to pay off a huge balance. I truly despise Chase for lots of reasons.

[buddha67]

on 4/30/2009 I've been reading all these articles on "how to raise your credit score by XXX points" or this one on getting free credit scores. Problem is....if you have bad credit or low scores, such as both my wife and myself, we're pretty much screwed.....eerrr, caught in a catch-22. We can't get new credit cards, don't have any old ones to adjust, so, we're just stuck with no way of getting out any type of hole that we're in. Especially in the crappy economy that our "wonderful" government has gotten us into, there isn't a bank in this country that would take half a chance on giving a new card to either one of us.

[jasonhc73]

on 1/27/2009 Chase has discontinued this service starting March 09.

[choicearizona]

on 2/1/2008 As an insurance agent, I can tell you that having a good credit to great credit score can literally save you or cost you hundreds of dollars per year. The insurance companies are using that in our State more and more. There are sites that teach you how to improve your score over a relatively short period of time http://www.arizonahomeownerinsurance.biz

[grouch]

on 1/26/2008 This is not a bad idea all in all. If you have been working on your credit this would be a good way to keep a eye on it. If they inquire against your credit one ask is better then 12. Prospector is correct here if you don't think they will approve you then don't ask for it because the point or two that you lose will be for nothing.