How To

How to Insure a Home-Based Business

Contributor
By eHow Contributing Writer
(6 Ratings)

The equipment and valuables you use in your home office are just as important as those you would use in a corporate suite. Take steps to protect them - and your work.

Difficulty: Moderate
Instructions

Things You'll Need:

  • Banks
  • Business Services
  • Insurance
  • Legal Services
  1. Step 1

    Determine what additional insurance coverage you will need to insure your home-based business.

  2. Step 2

    Check out insurance programs available through self-employment organizations or the local Chamber of Commerce.

  3. Step 3

    Contact the insurance company that provides your home owner's or rental policy insurance to determine the riders and additions you need to insure your home-office property.

  4. Step 4

    Investigate business interruption insurance, which reimburses you if you are suddenly unable to conduct your business.

  5. Step 5

    Conduct a daily backup of computer data and transfer information to a safe place.

Tips & Warnings
  • Insurance is important. You would regret not having it in the event of theft or any other unfortunate occurence.

Comments  

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S56Pell said

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on 11/28/2008 Wow!! This is great! I never really thought about insuring my home based business equipment. I mean I know without them my business basically cannot function or it would be really hard. lol. Thanks for the tip. Most useful.

Sandy
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