How to Insure a Home-Based Business

The equipment and valuables you use in your home office are just as important as those you would use in a corporate suite. Take steps to protect them - and your work.

Difficulty: Moderate

Instructions

Things You'll Need:

• Banks
• Business Services
• Insurance
• Legal Services

1. Determine what additional insurance coverage you will need to insure your home-based business.

2. Check out insurance programs available through self-employment organizations or the local Chamber of Commerce.

3. Contact the insurance company that provides your home owner's or rental policy insurance to determine the riders and additions you need to insure your home-office property.

4. Investigate business interruption insurance, which reimburses you if you are suddenly unable to conduct your business.

5. Conduct a daily backup of computer data and transfer information to a safe place.

Tips & Warnings

• Insurance is important. You would regret not having it in the event of theft or any other unfortunate occurence.

[S56Pell]

on 11/28/2008 Wow!! This is great! I never really thought about insuring my home based business equipment. I mean I know without them my business basically cannot function or it would be really hard. lol. Thanks for the tip. Most useful.

Sandy
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