Difficulty: Moderately Easy
Things You’ll Need:
- Copy of insurance policy
- Rental voucher
Step1
Check your insurance policy to see whether you are covered for a rental while having collision repair. This has become a standard item in most insurance forms, but the small print varies--some cover the full price of the rental, while others only pay for a percentage of the rental or provide one for only a few days.
Step2
Find out whether there are specific car brands you must choose from in order to meet the policy rules. You may be limited to the same type of car you have, to one of similar value or to a certain rental price. Choosing something in the wrong category may void the rental reimbursement agreement.
Step3
Pay out of your pocket if that is what your policy requires, and then file for a reimbursement. In order to do this, get a detailed receipt from the rental company specifying the price, date and length of the rental, and make sure the details coincide with the time your car will be under repair.
Step4
Get a rental voucher from your insurance company if that is the standard practice according to your policy. If you do get one, you more than likely will need to use a particular company and car type, but the voucher should still cover the full price of the rental, including insurance and any required extras.
Step5
Ask questions before you get a rental while having collision repair. Most companies will cover the price of the rental but may not provide money for gas, additional fees or insurance. You need to know in advance whether you will be responsible for these added costs.