How to Protect Yourself from ATM Skimmers

ATM skimmers are devices that thieves install on ATM machines to steal the financial information of others. Sometimes there is also a tiny camera installed that will record the user's pin number. The criminals that use these devices are also called skimmers. Here are some things you can do to protect yourself from ATM skimmers.

Difficulty: Moderately Challenging

Instructions

1. Learn to recognize a skimmer when you see one. If you see wires poking out, a scanner that does not seem secure, multiple scanning devices, or a sticker that says scan here first, do not use the machine.

2. Do not use a machine if someone offers to help you with it. Often the criminals who install skimmers stay nearby and "assist" users with their transaction. They may pose as another customer, or a technician working on the machine.

3. Be secretive when entering your pin number. Cover the keys with one hand in case someone is looking over your shoulder, or there is a hidden camera nearby.

4. Make it a habit of using the same ATM machine as often as possible. If you do this you will be familiar with the ATM machine and will be able to spot if someone has installed a device or tampered with the ATM machine.

5. Use ATM machines where video cameras are installed so that criminals will have a harder time installing skimmers.

6. Check the balance on your ATM card often so that if someone steals your information, you can minimize the damage. The faster you respond to ATM card theft, the better your chance is that the bank will fully reimburse you.

Tips & Warnings

• If you suspect any problems with the ATM machines, do not use it and report it to the bank or establishment where it is installed.
• If you see suspicious looking people around the ATM machine, do not use it.

[Haoie]

on 3/7/2009 All pretty basic, good info.

[JackLTrades]

on 11/11/2008 Crooks are creeps. They will also photo your credit card with there phones

[AbbyNormal]

on 2/1/2008 Yes, this is an excellent article. Thank you! I never knew about skimmers!

[Ceile]

on 1/23/2008 Such EXCELLENT advice! My eldest son had his i.d. stolen, and it took him a YEAR to get this all straightened out! I'm going to print this out and give it to all my friends and family! Thank you!