By eHow Business Editor
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A building insurance surveying service (BISS) can be expensive, and having a company appraise the level of damage done to your property can be an added expense at a time when your small business cannot afford it. You can get BISS insurance, which is a small insurance policy to cover those expenses incurred in the process of filing a claim for your business. However, not all small businesses need BISS coverage. It generally depends on whether your insurer will expect you to pay BISS costs.