How to Get Honeymoon Travel Insurance

Honeymoon packages are often a big ticket item when considering the wedding budget. There's no better way to protect the money spent on a honeymoon than with honeymoon travel insurance. The reason to purchase insurance only increase if the honeymoon destination is at risk for bad weather or if there'll participation in dangerous activities that might lead to a medical evacuation.

Difficulty:

Easy

Instructions

1. Consider honeymoon destinations or honeymoon packages as well as the budget. Understand that travel insurance costs between 5 to 7 percent of the total price of the trip.

2. Ask at least 2 travel professionals or online sources what their honeymoon travel insurance plan covers. A flexible plan is the most desirable. Ask if the policy covers travel supplier bankruptcy, trip cancellation or interruption, accidents that might prevent travel, missed airline connections, travel or baggage delays or emergency assistance.

3. Compare prices with a few travel insurance companies before selecting a carrier. Travel professionals and online searches can help honeymoon planners find affordable travel insurance.

4. Select a honeymoon travel insurance carrier based on policy coverage and price. Purchase the policy and maintain a copy at home. Consider the advantages of carrying a copy of the policy to the honeymoon destination.

Tips & Warnings

• Honeymoon travel insurance may be available with some honeymoon packages. Ask the travel agent.

• Honeymoon travel insurance policies may have additional riders to consider.

• Many honeymoon destinations are also tropical location which could mean they're at risk for severe weather at certain times of the year or natural disasters. These are both popular reasons to purchase honeymoon travel insurance.