How to Pay for Laser Hair Removal

Laser hair treatment promises permanent hair removal, but it is not without a sacrifice of time and money. If you are considering the treatment on one or more areas, look for ways to pay for the laser hair removal that don't bankrupt you.

Difficulty: Moderate

Instructions

1. Negotiate a price before you start treatments or sign a contract. If you are perfect candidate (light skin, dark hair) for laser hair removal, you should try to have the clinic lower the printed rate.

2. Remember that you will need to make multiple visits for the laser hair removal to be effective. Most clinics will offer discounts for the third visit and beyond, since technically, those visits will take less time. You may be required to pay in advance to receive the discounts.

3. Inquire about package deals. Almost all practitioners offer a discounted rate if you pay for multiple sessions upfront. Usually you will buy groups of five or six sessions. There might also be packages for having multiple body parts completed together. Remember, it never hurts to ask!

4. Look into financing offered by the clinic. Many practitioners, especially dermatologists and plastic surgeons, offer no-interest payment plans or have access to some sort of financing. Make sure you read the fine print before signing the financing contract--look for late payment fees and hidden interest rates.

5. Watch out for clinics offering prices that seem too good to be true. They probably are. These clinics may require you come in for more treatments at shorter intervals, so that they make up for lost money. In reality, you are simply having useless procedures done.

6. Ask about a refund policy if the procedure does not work. While you probably cannot recover money spent on laser hair removal that didn't work, you should receive a refund on any future treatments you paid for in advance.

Tips & Warnings

• Ask if you can transfer any remaining balance to another area of your body if your treatments end before your pre-paid balance is up.
• Avoid choosing a practitioner based on price alone. Each clinic will have different rates, but you should weigh any price breaks against the quality of service offered.
• Insurance does not cover laser hair removal, as it is considered a purely cosmetic procedure. Certain medical conditions do exist that may call for laser treatment, but these rare and a fight with your insurance company would most likely break out.