How to Join a Country Club

You think you've arrived. You got that job promotion and the kids are away at school. It would be nice to spend an afternoon golfing with your buddies or playing an early morning tennis match. You've dreamed about these country club experiences and you're finally in a position to join.

Difficulty: Moderately Easy

Instructions

1. Read the fine print. Some country clubs have restrictions on leaving the club's membership once you've joined. Many have a wait list of members wanting to leave who are still obligated to pay the dues until enough new members have joined to let them off the hook.

2. Ask about additional usage fees. Your monthly dues will get you in the door, but after that the activities you want to enjoy can cost substantially more. There will be charges for green fees, court rental, storage lockers and golf cart rental.

3. Start eating. Many country clubs have a "food minimum" that requires you to spend a certain amount eating their food every month. Since you will pay this fee whether or not you eat, you might as well take advantage and plan a few lunches.

4. Find out if non-members can use the facilities or golf course. In recent years, private clubs have begun to allow non-members access to their facilities for a fee. If all you want is an occasional round of golf, this might be an option for you.

5. Get it in writing. Assume nothing since country club membership is a contract. You will be obliged to hold up your end of the agreement. No matter what kind of sales pitch the tour guide gives you, take the contract home to study over before you sign. If it's not in writing, it's not in the contract.