How to Buy the Most Diamond for the Money

Diamonds are the world's most expensive and favored precious gemstone, and buying the most diamond for the money is something most brides and grooms strive to do. Jewelry decisions should not be left up to the jeweler alone. Understanding how to choose the best diamond is a technique most anyone can learn. Here are some tips on how to buy the most diamond for the money.

Difficulty: Moderate

Instructions

1. Visit many different jewelers. Prices can vary from location to location. Some jewelers will discount some diamonds due to the popularity of the cut of the stone or sell pre-set diamonds at a discount.

2. Understand cut and clarity of a diamond. The clarity of a diamond will almost always be the critical factor in a diamond's final pricing. Unusual cuts may also affect the amount paid.

3. Inspect each diamond for its color. There are ten color grades for diamonds. Grades D and F are classified as colorless and more expensive than diamonds exhibiting other or more colors.

4. Purchase diamonds just under the full carat weight. This unnoticeable-to-the-eye distinction of being just under the 1-carat or 2-carat weight will greatly reduce the final cost of the stone.

Tips & Warnings

• Think about putting the diamond on a payment schedule. Instead of buying the diamond outright, ask the jeweler if they offer a payment schedule to lessen the initial and original price.
• Take along a diamond-buying checklist. Many online diamond-buying guides offer printable checklists to better help in the purchasing process. These checklists will assist in keeping the buyer focused on the essential questions.
• Never purchase uncertified or "blood" diamonds. Consult with a reputable jeweler to determine the origins of the diamond being considered.

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Resources

• Here is wonderful diamond buying resource.
• Find a website dedicated to buying diamonds.