How to Find the Perfect Engagement Ring Online

The wedding industry is a multibillion-dollar business. And nowhere do men know that's more evident than in the rock they buy that just sits there on her hand collecting debt. One of the ways to make that debt a little smaller is to buy a diamond online, just make sure your buyer-beware sensibility is high.

Difficulty: Moderate

Instructions

Things You'll Need:

• Computer
• Knowledge of diamonds and their four c's
• An idea of what kind of ring she wants
• A budget
• A legitimate vendor

1. Ask your girlfriend's friends and family (those who can keep a secret) what kind of ring they think she would like.

2. Visit a few jewelery stores to see, in person, what your choices are and what you like and dislike.

3. Settle upon your ideal carat, clarity, color and cut.

4. Determine which, if any, of the four c's you're willing to downgrade if needed.

5. Ask any of your married friends whether they have or know anyone who has purchased an engagement ring online.

6. Visit any recommended jewelery sites or type in words like engagement, ring, diamond or jewelery into a search engine if you need a starting point.

7. Search a jeweler's inventory based on your four c's.

8. Show the site and the link to the diamond or ring you want to purchase to someone who thoroughly understands buyer beware, the law or online shopping.

9. Thoroughly read through any disclaimers and return or exchange policies.

Tips & Warnings

• Don't share with very many people that you bought the ring or diamond online. Some may misconstrue that as you being cheap or naive. Furthermore, your fiance may wonder if her stone is real.
• Make sure you choose an online vendor who can certify your diamond's authenticity, provide a certificate of authenticity and accept some form of a return or exchange should the merchandise be misrepresented or damaged.
• E-mail the site's contact person or customer service department with any questions you may have before making a purchase.